Loan Rates
Vehicles
| Loan Type | APR* as low as | Term |
|---|---|---|
| New Vehicle (2023- 2024) | ||
| 5.18% | up to 48 mo. | |
| 5.49% | up to 60 mo. | |
| 5.79% | up to 72 mo. | |
| 6.99% | up to 84 mo. | |
| Used Vehicle (2019 - 2024) | ||
| 5.79% | up to 48 mo. | |
| 5.79% | up to 60 mo. | |
| 5.79% | up to 72 mo. | |
| 6.99% | up to 84 mo. | |
| Used Vehicle (2014 - 2018) | ||
| 6.75% | up to 48 mo. | |
| 8.50% | up to 60 mo. if loan amount is over $10,000 | |
| Used Vehicle (2009 - 2013) | ||
| 10.99% | up to 48 mo. | |
| Used Vehicle (2008 & older) max mileage 150,000 | ||
| 9.50% | up to 36 mo. | |
| 10.50% | up to 48 mo. | |
| DRIVE4LESS (New 2023 - 2024) | ||
| 6.18% | up to 48 months | |
| 6.49% | up to 60 months | |
| 6.79% | up to 72 months | |
| DRIVE4LESS (Used 2018 - 2022) | ||
| 6.79% | up to 48 months | |
| 6.79% | up to 60 months | |
| 6.79% | up to 72 months | |
| New ATV/Snowmobile/Motorcycle (2024 listed as new or within 6 mo. of new) | ||
| 5.25% | up to 36 mo. | |
| 6.25% | up to 48 mo. | |
| 7.25% | up to 60 mo. | |
| 8.25% | up to 72 mo. | |
| Used ATV/Snowmobile/Motorcycle (2014 - 2024) | ||
| 5.50% | up to 36 mo. | |
| 6.50% | up to 48 mo. | |
| 7.50% | up to 60 mo. | |
| 8.50% | up to 72 mo. | |
| Older Motorcycle (2013 & older) | ||
| 8.50% | up to 36 mo. | |
| 9.50% | up to 48 mo. | |
| New Camper/Boat (2024 listed as new or within 6 mo. of new) | ||
| 6.49% | up to 60 mo. | |
| 7.49% | up to 72 mo. | |
| 8.49% | up to 84 mo. | |
| 9.19% | up to 120 mo. | |
| Used Camper/Boat (2014 - 2023) | ||
| 7.49% | up to 60 mo. | |
| 8.49% | up to 72 mo. | |
| 9.49% | up to 84 mo. | |
| Older Camper/Boat (2010 - 2013) | ||
| 10.99% | up to 48 mo. | |
| Older Camper/Boat (2004 - 2009) | ||
| 11.75% | up to 42 mo. | |
| (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification. Rates are effective as of October 1, 2024. | ||
Personal & Shared Secured
| Loan Type | APR* as low as | Term |
|---|---|---|
| Signature Loan | 13.49% | 0 to 60 mo. |
| Co-Maker Loan | 11.49% | 0 to 60 mo. |
| 50% Secured by Shares | 11.10% | 0 to 60 mo. |
| 100% Secured by Shares | 2.00% over current savings or share certificate rate | 0 to 60 mo. |
| (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification. | ||
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Visa Cards
| Loan Type | APR* as low as | Term |
|---|---|---|
| VISA Credit Card | 12.90% | |
| (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification. | ||
Mortgage & Home Equity
| Loan Type | APR*as low as | Term |
|---|---|---|
| Home Equity Rates are for 1st Lien only. Please contact CU for 2nd Lien rates. | 5.25% | 5 Year |
| 6.25% | 10 Year | |
| 6.99% | 15 Year | |
| Mortgage Loans | Varies | 15, 20 & 30 year |
| NMLS ID# 422133 (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification. | ||
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NMLS ID# 422133 Rates effective October 1st, 2024. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate