Purchase your Fall Raffle tickets to show love to our High School Seniors! Proceeds benefit the MLFCU Scholarship Fund.
Read More
Hiring Part-Time: St Marys and Emporium Branches
Read More
The latest quarterly newsletter is now available! Rates are subject to change at any time.
Read More
The Laurel Honors Account is our way of expressing gratitude to the individuals who serve and strengthen our communities every day.
Read More
New IRS Scams to watch out for! The 2026 Dirty Dozen: 12 key scams
Read More
Reintroducing our Member Service Rewards! The more services you have with the CU allows you to receive a lower APR* on your loan.
Read More
What is Check Fraud? Why it Happens and How to Prevent it.
Read More| Shares | Dividend Rate | APY**/APR** | Min. Balance $5.00 |
|---|---|---|---|
| $0.01 to $2,500.00 | 0.25% | APY** | |
| $2,500.01 to $15,000.00 | 0.30% | APY** | |
| $15,000.01 to $50,000.00 | 0.35% | APY** | |
| $50,000.01 and above | 0.40% | APY** | |
| Club Accounts | 0.05% | APY** | No Min. Balance |
| IRA's | 1.00% | APY** | No Min. Balance |
| 6 mo. Cert. | 3.75% | APY** | Min. Balance $500 |
| 12 mo. Cert | 3.95% | APY** | Min. Balance $500 |
| 24 mo. Cert. | 3.75% | APY** | Min. Balance $500 |
| Auto Loans* | 3.99% | APR** | |
| Visa* | 12.90% | APR** | |
| Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates. | 4.99% | APR** 5 Year | |
| 5.26% | APR** 10 Year | ||
| 5.75% | APR** 15 Year | ||
| Mortgage Loans | Varies | 15, 20 & 30 year | |
| NMLS ID# 422133 Rate effective September 1st, 2026. Rates may qualify for discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate | |||
Your next adventure starts at MLFCU! Check out our new rates on new and used vehicles.
Read More...
Put the value of your house to work for you with a NO FEE HOME EQUITY LOAN from MLFCU.
Read More...
