New & Used Auto Loans

Get a great auto loan rate starting as low as 4.51%** APR* for up to 72 months on 2018 – 2026 autos.

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*APR = Annual Percentage Rate. **Rate listed above includes the Member Service Rewards discount for having 4+ services and the discount for adding debt protection/GAP and Mechanical Repair Coverage to your loan. Max. mileage is 150,000 miles. Certain terms and conditions apply.

Watch Your Wealth Grow

Share Certificates

3.75% APY* on a 6 month term

3.50% APY* on a 12 month term

or 3.25% APY* on a 24 month term

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*APY=Annual Percentage Yield. Minimum $500 Deposit. APY’s subject to change without notice. An early withdrawal penalty may apply. Federally Insured by ncua.

LIFE IS SWEETER WITH DAFFINS!

Candy Bars Have Arrived

Get them while they last! Visit your local branch to buy yours today! $2.00 each. Proceeds will benefit the 2026 MLFCU Scholarship Fund.

Holiday Debt Consolidation Loan

Start the New Year without Credit Card Fear!

Consolidate up to $15,000 of high-interest debt for as low as 5.95% APR* for up to 36 months

Learn More...

*APR = Annual Percentage Rate. Certain terms and conditions apply.

Funds must be payable to lenders.

Love your home even more.

Create your dream home with a MLFCU Home Improvement loan. Borrow up to $15,000 with rates starting as low as 5.25% APR*.

Learn More...

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

News & Events

MLFCU VOTED ONE OF THE BEST OF TRI-COUNTY!

Thank you for voting Mountain Laurel Federal Credit Union in the Best of Tri-County 2025 Awards.

30
Jan

MEMBER SERVICE REWARDS

Reintroducing our Member Service Rewards! The more services you have with the CU allows you to receive a lower APR* on your loan.

28
Jan

Winners of the 2025 Pennie Penguin and Stash Your Cash Programs Announced

15
Jan

MLFCU’s Scholarship Raffles

Valentine's Day Raffles to show love to our High School Seniors! Proceeds benefit the MLFCU Scholarship Fund.

14
Jan

Get Your Maximum Refund and Special Savings on TurboTax & H&R Block

Exclusive Member Discounts - Just for you!

05
Jan

Join us at the 2026 56th Annual Meeting

Save the Date! April 18th, 2026. 56th Annual Meeting and Dinner.

02
Jan

2026 Scholarships are available now!

02
Jan

Quarterly Newsletter – Winter/Spring 2026

The latest quarterly newsletter is now available! Rates are subject to change at any time.

01
Jan

MLFCU’s 12 Days of Christmas!

It's that time of year again! Time to have fun and celebrate the season. Each day till Christmas, the staff will have different themes to dress up as.

10
Dec

Past news & events

Holiday Closures

2026 HOLIDAY CLOSURES

Good Friday (Close at Noon) – April 3

Memorial Day – May 25

Labor Day – September 7

Columbus Day (Staff Training) – October 12

Veterans Day – November 11

Thanksgiving – November 26

Christmas Eve (Close at Noon) – December 24

Christmas – December 25

New Years Eve (Close at Noon) – December 31

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

NMLS ID# 422133 Rate effective January 1st, 2026. Rates may include discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. ()as low as (*)APY/APR = Annual Percentage Yield/Annual Percentage Rate
Shares			Min. Balance $5.00
$0.01 to $2,500.00	0.25%	APY**
$2,500.01 to $15,000.00	0.30%	APY**
$15,000.01 to $50,000.00	0.35%	APY**
$50,000.01 and above	0.40%	APY**
Club Accounts	0.05%	APY**	No Min. Balance
IRA's	1.00%	APY**	No Min. Balance
24 mo. Cert.	3.50%	APY**	Min. Balance $500
Auto Loans*	4.51%	APR**
Visa*	12.90%	APR**
Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.	4.625%	APR** 5 Year
	5.125%	APR** 10 Year
	5.625%	APR** 15 Year
Mortgage Loans	Varies	15, 20 & 30 year

View All Rates

Mortgage Rates

Apply Now

Applications & Forms

Select a Form

Apply for a Loan

Account Services

New & Used Auto Loans

*APR = Annual Percentage Rate. **Rate listed above includes the Member Service Rewards discount for having 4+ services and the discount for adding debt protection/GAP and Mechanical Repair Coverage to your loan. Max. mileage is 150,000 miles. Certain terms and conditions apply.

Watch Your Wealth Grow

Share Certificates

*APY=Annual Percentage Yield. Minimum $500 Deposit. APY’s subject to change without notice. An early withdrawal penalty may apply. Federally Insured by ncua.

LIFE IS SWEETER WITH DAFFINS!

*APR = Annual Percentage Rate. Certain terms and conditions apply.

Holiday Debt Consolidation Loan

*APR = Annual Percentage Rate. Certain terms and conditions apply.

Funds must be payable to lenders.

Holiday Debt Consolidation Loans

*APR = Annual Percentage Rate. Certain terms and conditions apply.

Drive4Less Auto Lending Program

*APR = Annual Percentage Rate.

Certain terms and conditions apply.

Love your home even more.

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

News & Events

MLFCU VOTED ONE OF THE BEST OF TRI-COUNTY!

MEMBER SERVICE REWARDS

Winners of the 2025 Pennie Penguin and Stash Your Cash Programs Announced

MLFCU’s Scholarship Raffles

Get Your Maximum Refund and Special Savings on TurboTax & H&R Block

Join us at the 2026 56th Annual Meeting

2026 Scholarships are available now!

Quarterly Newsletter – Winter/Spring 2026

MLFCU’s 12 Days of Christmas!

Holiday Closures

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

Mortgage Rates

Applications & Forms

Loan Specials

Spring Auto Loan

Get Ready for Snow!

Debt Consolidation Loan Special

Side-by-Side Utility Vehicle Loans

Vehicles & Items for Bid