We Make Tax Time Easy!

MLFCU makes paying taxes easy and affordable. Borrow up to $10,000 for as low as 5.99% APR*

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*APR = Annual Percentage Rate. Certain terms and conditions apply. Not all borrowers will qualify for the lowest rate. Funds must be payable to Tax collector, State or Federal.

ATV/Snowmobile Loans

Hit the trails with a loan from MLFCU because you’re never to old to play in the snow!

New Rates as low as 5.25% APR* for up to 36 months

Used Rates as low as 5.50% APR* for up to 36 months

Check our current snowmobile/atv rates here

*APR = Annual Percentage Rate. Certain terms and conditions apply.

Love your home even more.

Create your dream home with a MLFCU Home Improvement loan. Borrow up to $15,000 with rates starting as low as 5.25% APR*.

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*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

Discover the value in your home!

Home Equity Loan! Rates as low as:

5.25% APR* for up to 60 months

6.25% APR* for up to 120 months

6.99% APR* for up to 180 months

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*APR = Annual Percentage Rate. Rates and terms are subject to change. Rates are for 1st lien only. Min. new loan money is $15,000. Contact the CU for details and application. NMLS# 422133

Watch Your Wealth Grow

IRA Share Certificates

3.50% APY* on a 12 month term

or 3.00% APY* on a 24 month term

Learn More...

*APY=Annual Percentage Yield. Minimum $500 Deposit. APY’s subject to change without notice. An early withdrawal penalty may apply. Federally Insured by ncua.

News & Events

Join us at the 2025 55th Annual Meeting

Save the Date! April 12th, 2025. 55th Annual Meeting and Dinner.

10
Feb

2025 Scholarships are available now!

09
Jan

Get Your Maximum Refund and Special Savings on TurboTax & H&R Block

Exclusive Member Discounts - Just for you!

09
Jan

MLFCU’s Scholarship Raffles

Winners have been announced!

09
Jan

Winners of the 2024 Pennie Penguin and Stash Your Cash Programs Announced

08
Jan

Quarterly Newsletter – Winter/Spring 2025

The latest quarterly newsletter is now available! Rates are subject to change at any time.

02
Jan

Are You Traveling?

If you are planning on a vacation or just getting away for the weekend, please be sure to contact the credit union to have an alert put on your Debit [...]

23
Dec

Debit Card Daily Limits Increased

Announcing new daily limits on Debit Cards!

07
Oct

More Flexibility and Less Waste with eStatements

Ready to go Green? Sign up for eStatements

30
Sep

Past news & events

Holiday Closures

2025 HOLIDAY CLOSURES

Good Friday – Friday, April 18th – Close at Noon

Memorial Day – Monday, May 26th

Independence Day – Friday, July 4th

Labor Day – Monday, September 1st

Columbus Day – Monday, October 13th

Veterans Day – Tuesday, November 11th

Thanksgiving – Thursday, November 27th

Christmas Eve – Wednesday, December 24th – Close at Noon

Christmas – Thursday, December 25th

New Years Eve – Wednesday, December 31st – Close at Noon

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

NMLS ID# 422133 Rate effective February 1st, 2025. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. ()as low as (*)APY/APR = Annual Percentage Yield/Annual Percentage Rate
Shares	.30%	APY**	Min. Balance $5.00
Club Accounts	.05%	APY**	No Min. Balance
IRA's	1.00%	APY**	No Min. Balance
24 mo. Cert.	3.50%	APY**	Min. Balance $500
Auto Loans*	5.18%	APR**
Visa*	12.90%	APR**
Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.	5.25%	APR** 5 Year
	6.25%	APR** 10 Year
	6.99%	APR** 15 Year
Mortgage Loans	Varies	15, 20 & 30 year